Get a square deal on your flood insurance.
What factors determine how much I pay for flood insurance?
Why FloodSquare?
As flood insurance experts, we compare rates from both public and private markets at no extra cost to you. After a comprehensive review, you are sure to find the best rate and policy for your needs.
At FloodSquare, we have extensive experience placing flood insurance for our clients. We’ll explain what types of policies are available to you, whether you’re eligible for FEMA-backed insurance as part of the National Flood Insurance Program, or private-market flood insurance. We can walk you through what is typically covered by flood policies and what is excluded. We will take the time to explain how flood policies differ from other types of insurance policies, and answer all your questions about what options are available to you.
Where it rains, it can flood.
According to FEMA, “40% of the National Flood Insurance Program (NFIP) flood insurance claims occur outside the high-risk flood areas.”
No matter where you live, you should consider purchasing flood insurance to protect your home or business. Under common insurance company and FEMA definitions, “flood” can be caused by not only heavy rain and storm surge but by a broken water main, melting snow, or even blocked storm drainage system. Most homeowners and business policies exclude coverage for these scenarios. Coverage for flood almost always needs to be purchased separately from traditional insurance policies.
Experience shows us that just a few inches of water can cause tens of thousands of dollars in damage to your property.
Your home does not have to be in a high-risk flood area to consider purchasing flood insurance. Property damaged by flooding can be incredibly expensive due to high repair expenses. The cost of insurance for property not designated a high-risk area is very inexpensive.
Testimonials
“You guys are awesome. After I got my policy w/Mile Square Insurance agency, I was having problems getting a refund from my old flood insurance company. A lovely woman from your agency was able to help me and provide me with the paperwork needed to get my refund. Something my old insurance company was not able to do. So yes, you guys made me very happy.”
– Edmond Bozan
“Great!! Thanks again! You are the easiest person (by far) to work with in regards to all this Home buying stuff!!”
– Alison Kunkel
“Mike and his team are top notch. We were given several options and ultimately they helped us secure better coverage for our home and car AND saved us substantial money as well.”
– M. P. , Homeowner, Jersey City
“It has been a true pleasure working with Mike Blumenfeld at Mile Square Insurance for our insurance needs. We were in a pinch and hoping that someone would be able to help. Mike knew the right questions to ask, he wasted no time, and procured exactly what we needed. It is service such as his that helps to keep our small business running smoothly.”
– Monique Haas, Daydream Toys
“Thanks Mike. As a salesperson, I’m always saying “thanks for your business” so to have you say it to me, as a customer, it is truly appreciated. You were great to deal with and I thought your approach of insurance counsel as well as financial guidance was very on spot. I will be sure to refer you if the opportunity presents itself.”
– C. D. , Homeowner/Car owner, Hoboken